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I use Oyster when in London because it allows me to keep my more valuable cards out of sight rather than constantly waving them around as I see people doing. Plus I have my disabled railcard linked to my Oystercard to provide benefits when using pay as you go, which I cannot do at present with a...
You say 'as it stands they will not go north of Weaver'. I understood they are to be used on the branch to Blackpool North, they have been on test on that branch in recent weeks.
Really suprisingly in this day and age you need to find a member of staff who can do it for you. However make sure they put on the correct discount. I have a disabled railcard and an Oyster as I do not live in London. I only have to do mine opnce every 3 years and have found the best place to go...