In which case why bother having a test track?
A test track is for making sure that the all of the train's systems talk to each other, that the signalling infrastructure talks to it, validating expected behaviours, and noting and fixing unexpected issues (such as ride quality). It's not there to test for passengers doing stupid things, drivers failing to stop on the mark (as an aside, they'd have probably tested that the train failed safe in that situation!), an infrastructure niggle, etc.
This is just a question, hopefully someone may know the answer.
Is a plane generally of far superior build quality to a train? Also, what is the price of a new 737 airliner compaired to say a new class 700 set?
Planes certainly have to stand up to more hostile conditions, and are generally pretty well built. A new 737-800 costs £73.9million, whereas a 12 car 700 set (based on the cost of a 707 rather than the TLP contract which also accounted for depots and was a slightly different kind of arrangement) costs £16.8million.