Was it one of the 1994-98 Scorpios by any chance? I owned a 1995 model for about a year and your experience sounds not dissimilar to mine. It was unreliable (especially the dodgy electrics) and drank fuel but it was easily the most comfortable car I've ever driven with decent performance too.
Aha, the one that looked like a Guppy Fish!
A friend of my dad got a 1995 2.5d Ghia which was only a couple of years old so was fairly reliable in the time I knew he had it. At the time, it did seem very luxurious to me, even the passenger side door mirror tilted downwards when you put it in reverse so you could see what was in the vicinity of the rear wheel.