Howardh
Established Member
- Joined
- 17 May 2011
- Messages
- 8,161
I'm all in favour of these checks and balances - however I would like the opportunity to clear a transaction before I make it and I really can't see how difficult it can be to authorise something in advance.
If the bank automatically contacts you by text, after the transaction and then clears it, why can't I text to the bank with the account number and purchase price first; and I have an hour to make that transaction? Clearly this wouldn't be much use for shopping expeditions where you are spending a lot of small amounts, but for amounts over your chosen "limit"?
If the bank automatically contacts you by text, after the transaction and then clears it, why can't I text to the bank with the account number and purchase price first; and I have an hour to make that transaction? Clearly this wouldn't be much use for shopping expeditions where you are spending a lot of small amounts, but for amounts over your chosen "limit"?