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Cash machines withdrawal?

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Killingworth

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Dispensers provided by the "note machine" firm, usually at Spar shops, garages, etc, are filled by the shop themselves - I've a few clients who have them and it's where they "bank" most of their larger notes - they have access to the cash drawer to fill them up as needed.



Here's your proof!

From their website - https://www.notemachine.com/atms-for-retail/the-right-atm-for-you/self-fill-atm

"Our Self Fill ATMs are ideal for small but busy shops and retailers. They work just like a fully managed machine with all the same benefits. The only difference is that the ATM is filled by you.
You’ll receive all of the same cash machine equipment, software, service and round-the-clock technical support of our fully managed solution. Plus, there’s the potential for savings on your banking costs by banking your store takings in the ATM."

The original machines were only filled with brand new notes. They couldn't cope with old notes which caused them to jam up. Branches used to fill the machines and learned that very early on. Modern machines are far more tolerant but the notes need to be carefully sorted to avoid jamming.
 
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Puffing Devil

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The original machines were only filled with brand new notes. They couldn't cope with old notes which caused them to jam up. Branches used to fill the machines and learned that very early on. Modern machines are far more tolerant but the notes need to be carefully sorted to avoid jamming.

I have a friend with a newsagents cum General Store who has a self fill machine, he also uses it to "bank" a lot of his cash. In fact many of the notes simply cycle from ATM to till and round again.
 

Karl

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My pet hate with ATMs is when I draw £100 out the notes are all upside down, back-to-front and inside-out! I end up walking away from the machine reorganising the notes into their proper order in my wallet in full fear of being mugged. Please banks put your notes in order!! :)
 

Howardh

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My pet hate with ATMs is
....that point in time between removing your card out of the slot and getting your money - that point being when you first think "this is taking a long time, my money's not coming out!"

There's an equal point in time when you look at your mobile phone and panic starts to set in that the battery's too low. For me it's usually around 89% :oops:

WE actually need a specific name for that; it's the same when you click "print" and wait, and then you reach the point where you are convinced it isn't gonna print (even though it eventually will) so you click "print" again.

The Tempustech Moment?
 

Capybara

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My pet hate with ATMs is when I draw £100 out the notes are all upside down, back-to-front and inside-out! I end up walking away from the machine reorganising the notes into their proper order in my wallet in full fear of being mugged. Please banks put your notes in order!! :)
Absolutely. I thought I was the only one obsessed by this!

A few weeks ago, a machine dispensed a £50 note. I'd never, ever, had such a thing in over 40 years of using banks, and it was in my possession for as long as it took to get it changed at the counter.
 

Killingworth

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My pet hate with ATMs is when I draw £100 out the notes are all upside down, back-to-front and inside-out! I end up walking away from the machine reorganising the notes into their proper order in my wallet in full fear of being mugged. Please banks put your notes in order!! :)

As a bank cashier in the 1960s anyone who dared to try paying in notes that weren't all sorted with the Queen's portrait up and to the right would be sent away with a flee in their ear. In those days we took in a very high volume of 10/- and £1 notes. It was the inflation of the 1970s that brought the move towards £5 and £10 notes. Original ATMs would only dispense £1 notes in multiples of 2 up to £20.
 

underbank

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As a bank cashier in the 1960s anyone who dared to try paying in notes that weren't all sorted with the Queen's portrait up and to the right would be sent away with a flee in their ear.

What kind of new hell would that be where people don't have their notes all facing the same way?? I've always done it ever since being a child, and throughout handling the cash of our family newsagents/convenience store, and then through my early days in an accountancy office when we counted and banked large amounts of clients' monies from shops, pubs, catering vans, etc. Isn't it automatic to put all the notes in order? Won't the world as we know it end otherwise?
 

Busaholic

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Well no it isnt because my local shop gets filled up with 5k by the provider so unless you can provide proof that what you say is true( contrary to anecdotal evidence) then you are wrong
I replied 'undeniably true' to a statement you made, then you respond as above!! On moderation or on medication?!
 

PeterY

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My pet hate with ATMs is when I draw £100 out the notes are all upside down, back-to-front and inside-out! I end up walking away from the machine reorganising the notes into their proper order in my wallet in full fear of being mugged. Please banks put your notes in order!! :)
I thought I was the only one. :D:D:D My notes HAVE to be the same way round and in order in my wallet. Old habits die hard.
 

ralphchadkirk

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I haven't carried cash in about 5 years (apart from internationally, and even then my cards have been accepted in some very odd places), and so far suffered no ill-consequences. Contactless and C&P payments are the way forward.
 

Tom B

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Differential pricing for direct debits also works the other way. Vehicle excise duty for all cars above 1600cc is £265 per year upfront, or ~£273 by direct debit. I paid mine with a cheque at the Post Office this morning and saved 8 quid!

It's been mentioned earlier about the potential problems paying for goods without cash if networks are down or there's a power cut. Are the old card imprint machines still available to use in these circumstances or are these totally consigned to history now?

About 7 years ago I travelled on the sleeper and they took a card imprint. It only went out of my account around 6 months later, with no reference attatched to it on my statement. I rang up the bank who had to look it up and tell me who it was to etc, then I remembered!

Absolutely. I thought I was the only one obsessed by this!

A few weeks ago, a machine dispensed a £50 note. I'd never, ever, had such a thing in over 40 years of using banks, and it was in my possession for as long as it took to get it changed at the counter.

A few years ago I needed to occasionally transfer money between accounts. At the time it would take several days to move money by cheque or BACS, and as a student I was in a tighter financial position. My solution was to withdraw £400 or so in £50 or £100 notes and walk round the corner to pay it into the other bank!
 

krus_aragon

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I thought I was the only one. :D:D:D My notes HAVE to be the same way round and in order in my wallet. Old habits die hard.
Likewise. In my high street retail days that extended to the notes in my till, and what I cashed up and sent to the bank. :)
 

Bald Rick

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Differential pricing for direct debits also works the other way. Vehicle excise duty for all cars above 1600cc is £265 per year upfront, or ~£273 by direct debit. I paid mine with a cheque at the Post Office this morning and saved 8 quid!

That’s ‘partially’ correct.

VED rates vary according to CO2 emissions, not engine capacity. Assuming your car is in band I, you would pay £260, or £260 by direct debit in a one off payment, or £273 by direct debit in 12 monthly instalments.

If you did indeed pay £265, then the post office charged you a fiver.
 

Tom B

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That’s ‘partially’ correct.

VED rates vary according to CO2 emissions, not engine capacity. Assuming your car is in band I, you would pay £260, or £260 by direct debit in a one off payment, or £273 by direct debit in 12 monthly instalments.

If you did indeed pay £265, then the post office charged you a fiver.

Just checked the letter I received from DVLC - the £265 is correct, the CO2 emissions differential only applies for newer cars, others are in two bands according to the engine size.
 

Bald Rick

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Just checked the letter I received from DVLC - the £265 is correct, the CO2 emissions differential only applies for newer cars, others are in two bands according to the engine size.

My apologies, I hadn’t checked for cars registered pre 2001.

Also, for cars registered after 1/4/17, there are no banded rates, it’s all £145 unless you have an electric or ‘alternative fuel’ vehicle.
 

Killingworth

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VED is rather complicated at present. A friend bought an 8 month old low mileage ex-demonstrator petrol car recently for £29,000, 6 months tax paid and full tank of petrol. When renewal came along he found he had to pay an annual £465. The car had lots of extras from new, however the VED was calculated on the list price, including the price of all those extras making it over £42,000, well over the £40,000 threshold. Full details of VED rates linked here. He paid by direct debit.

However, I've just noticed this thread has digressed more than most and I don't see a linkage to the topic! Sorry.
 

61653 HTAFC

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My pet hate with ATMs is when I draw £100 out the notes are all upside down, back-to-front and inside-out! I end up walking away from the machine reorganising the notes into their proper order in my wallet in full fear of being mugged. Please banks put your notes in order!! :)
My pet hate is the NoteMachine ones, which once you've done your pin has options of (among others): Cash and balance; cash and receipt; Cash only... but when you select Cash Only, the machine still asks if I want to check my balance or get a receipt! I'd have b***dy asked for one if I did! <(

One thing I have to still use cash for is Payzone and Paypoint things, as most places charge a fee for card payments to those services.
 

ainsworth74

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My pet hate is the NoteMachine ones, which once you've done your pin has options of (among others): Cash and balance; cash and receipt; Cash only... but when you select Cash Only, the machine still asks if I want to check my balance or get a receipt! I'd have b***dy asked for one if I did!

They do that because they can charge your bank more for providing that service so it's in their own best interest to try and get you to go for something other than just cash. If you just get cash then they can charge much less than they can for a balance enquiry or, the holy grail, a paper receipt or mini-statement!
 

61653 HTAFC

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They do that because they can charge your bank more for providing that service so it's in their own best interest to try and get you to go for something other than just cash. If you just get cash then they can charge much less than they can for a balance enquiry or, the holy grail, a paper receipt or mini-statement!
If I still banked with HSBC or Yorkshire Bank (who are soon to become Virgin Money, I believe) then I'd use that new knowledge to deliberately increase their fees... however I'm now with Nationwide and have no particular axe to grind with them.
 

_toommm_

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As a bank cashier in the 1960s anyone who dared to try paying in notes that weren't all sorted with the Queen's portrait up and to the right would be sent away with a flee in their ear. In those days we took in a very high volume of 10/- and £1 notes. It was the inflation of the 1970s that brought the move towards £5 and £10 notes. Original ATMs would only dispense £1 notes in multiples of 2 up to £20.

My pet peeve working in Foreign Currency is screwed up polymer notes - they're impossible to count properly as they fly everywhere, and the bank are really iffy with us when they're presented to them by us in that way, even though we all make a conscious effort to have the heads facing the same way.

It doesn't help that the local cash machine is a Sainsburys one, which isn't actually capable of having £20 notes in!
 

Crossover

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They do that because they can charge your bank more for providing that service so it's in their own best interest to try and get you to go for something other than just cash. If you just get cash then they can charge much less than they can for a balance enquiry or, the holy grail, a paper receipt or mini-statement!

I'm sure I have heard somewhere that some will show you the balance anyway, even if you have said not to!

The ATM owners will probably like me as the only time I don't get a paper receipt is when the thing has run out of paper!
 

Lucan

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Don't you hate it that they seem to love siting ATMs facing south? In full sun I find it impossible to read the screen. Those outside Asda at Cribbs Causeway, Bristol, for example.
 

Busaholic

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Don't you hate it that they seem to love siting ATMs facing south? In full sun I find it impossible to read the screen. Those outside Asda at Cribbs Causeway, Bristol, for example.
Yes, all the banks in Penzance face south, excepting Lloyds which is on an 'island' so has both north and south sides, and happily the two ATMs both face north: more unhappily, their machines are apt to swallow customers' cards from time to time, seemingly at random!
 
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