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Hi All, Thank you for the advice, it started in Sept this year and has been pretty constant as I say I've tried calling the companies but they seem to lack any customer service skills or care. Since the names on the letters are random and not mine I find it unlikely it would affect my credit...

Hi, I keep getting prosecution letters from various rail companies (LNER, Nothern and Transpenine) to my address under lots of different names with FPN's and chasing letters, I've lived in my house for nearly 10 years, it was a new build and I was the first to live in it, none of the names on...