Apple Pay Express Mode on TfL services

James H

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Apple Pay users can now tap in and out on TfL services without unlocking their phone
https://www.apple.com/uk/apple-pay/transport/

Paying for journeys on Transport for London is easier with Express Mode for Apple Pay. You don’t need to authenticate your payment with Face ID or Touch ID. Simply tap your iPhone or Apple Watch on the yellow card reader and go.
Although it's not spelt out, the implication is that this only works at barriers/gatelines controlled by TfL themselves - could be some confusion at certain interchange stations if so.

(I should add that as an Apple Pay user I received an email from Apple about this this evening, saying that Express Mode on TfL launched today.)
 
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RailUK Forums

[.n]

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I'm sure its been like that for ages on Samsung Pay - its actually a feature I have turned off so as to not accidentally pay on the Tube by mistake!
 

Bletchleyite

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I'm sure its been like that for ages on Samsung Pay - its actually a feature I have turned off so as to not accidentally pay on the Tube by mistake!
Google Pay, unlike Apple Pay, doesn't require verification for amounts under whatever-the-contactless-limit-is-now and never has done. I think that's because many Android phones only have PIN code unlocking (and Android face-unlock is not secure enough as it can be fooled with a photograph of the owner) and having to do that while striding up to a ticket barrier is a faff. Whereas all even vaguely recent iDevices have a fingerprint reader.
 

35B

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Google Pay, unlike Apple Pay, doesn't require verification for amounts under whatever-the-contactless-limit-is-now and never has done. I think that's because many Android phones only have PIN code unlocking (and Android face-unlock is not secure enough as it can be fooled with a photograph of the owner) and having to do that while striding up to a ticket barrier is a faff. Whereas all even vaguely recent iDevices have a fingerprint reader.
Really? I thought Apple had removed fingerprint locks on recent phones - one of the reasons I’m delaying an upgrade.
 

Bletchleyite

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Really? I thought Apple had removed fingerprint locks on recent phones - one of the reasons I’m delaying an upgrade.
Sorry, yes they have, however the face unlock operates in 3D and can't, unlike most Android phones, be fooled using a photograph, and is therefore considered secure enough for payment. Only a celebrity with a waxwork model in Tussaud's would be vulnerable! :D
 

TFN

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I've had this on Google Pay for ages. I accidentally got charge an incomplete journey on my phone while I was doing RPI work. Emailing TfL for my money back was interesting indeed.

Nice to see that Apple users can do this too, so they can stop faffing about at the barriers and go through! The FaceID method is very slow and clunky as you basically have to bring the phone up to your face.
 

James H

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It's not quite the same as Google Pay

On Google Pay you can tap without authenticating at any contactless reader, so long as the screen is on, and the default card is charged.

This is a discrete mode for transport use, and also allows you to set a different credit/debit card to pay for your travel, with your usual default card being used for general purchases at shops etc.

(Face ID doesn't need your phone to be held up to your face. I find it works fine with the phone nearly flat.)
 

Skie

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This apple method also works even when your phones battery is dead (for up to 5 hours after it ran out of juice)
 

[.n]

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Just to clarify in my post I was talking about Samsung Pay and how that worked as well (its NOT Google Pay). AFAIK, therefore the phone does not need to have the screen on or be unlocked to use.
 

Mojo

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You actually had to unlock the phone!? Wow.
No you didn’t. You had to authenticate the payment by either scanning your fingerprint or face depending on what model you have (or put your Pin/Passcode if this didn’t work).

The wallet automatically opens when you put it over a contactless reader or double tap the home/unlock button depending on the model and your own settings.
 

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