Are you sure it's actual underfloor heating on 195s and not the coolant pipes that run along the lower side of the saloons. A little bird on Newton on the Heath told me that those pipes had to be drained very soon after entering service due to coolant leaks, and the associated coolant pumps isolated to stop them running 'dry' (hence all the 'HVAC CB' faults on the TCMS and circuit breakers taped open)...
And yes the air con is weedy on 195s as it seems it has been modified to only cool by a maximum of ~7°C compared to ambient temperature. The temperature sensors are not the most reliable - I've had two coupled 195s in multi with one unit reading external temperatures more than 10°C apart, one was 'cooling' from what it thought was 35°C down to 28°C in the saloon, and yes it was that that warm in that unit, perfectly fine in the other one which was 21°C inside, actual outside temp was about 25°C. Traincrew have no way of altering the temperature of the saloon aircon on 195/331 units.
Plus if a 195 is left berthed but running without a drivers key in for 15 minutes or more it'll go into 'sleep mode' which knocks off the air conditioning throughout the unit - all very sensible but then the air conditioning needs to be manually switched on again otherwise it'll just be on 'vent' - that little detail is lost on a lot of drivers. The same happens if a unit has been put into 'ECS' mode - A/C then needs manually switching on. The 195 training course never mentioned stuff like this.