I've been reading in several newspapers that as a Country, we have supposedly entered the first period of deflation for several decades. I must confess, this has taken me somewhat by surprise because absolutely none of my outgoings or costs seem to have gone down whatsoever. Food, train fares, a pint of beer, gym membership, broadband etc, these all continue to march relentlessly up. Mortgage hasn't gone gown for years, neither has my mobile phone charge. What's more, according to The Times yesterday, "penny-pinching consumers are sticking to the frugal habits they adopted during the downturn and refuse to splash out on luxuries" so perhaps I'm not the only person who has failed to spot deflation. I must admit, it causes me to raise my eyebrows when I see the Governor of the Bank of England telling us to "enjoy it why we can", since five pence off the price of a bag of spuds can hardly make up for the above, nor the seven or so years of inflation that have occurred since 2008 when wages started stagnating for that matter. I wonder, has anybody on this forum experienced this so-called deflation that I keep reading about ?