For interest what % of your claims are rejected? it is about 9/10 of mine.
Maybe it is because I select the wrong option, but typical examples.
1722 was cancelled - GTR rejections your could have got the 1728. Which of course I would have done if I was told in enough time to walk around Kings Cross to get to it. My appeal which was upheld by travel watch - they paid out many weeks later.
multi-times but as an example.
0923 Welwyn Garden City - London was delayed by 23 minutes couldn't phyiscally board. claim denied it only arrived in London Kings Cross 29 minutes late. My appeal which was uphead by travel watch restated I couldn't board - they paid out.
Missed connections. They state the train was only x minutes late - again I need to appeal to travel watch to highlight that my missed connection actaully made me 90 minutes late and 12 minutes is a valid connection time at Peterborough.
The staff dealing with the claims are either poorly training or on commision to reject as many claims as they can.
I've only had one claim rejected. What I do if it requires a bit more explanation is to select 'other' as the reason and put further details in support of the claim. These are generally train xxyy cancelled, unable to board train yyzz as it was full and standing/short formed/train that I was on wasn't announced as cancelled until after train xxyy had left etc.