Perhaps I am. I'm naturally pessimistic. I don't trust people with my own data. Hence why I have paid webhosting that I have a cron job programmed for which backs everything up so I can log in and download it. For critical data, I use my own data server which is in my house, which I can log into securely from anywhere (as long as I can remember the address...). That is also backed up onto an external harddrive. Fotopic may be free - and all the more reason to back it up yourself - but people shouldn't be lulled into the false sense of security that it won't happen to me. Just have a look at this: http://www.theadminzone.com/forums/showthread.php?t=77014 That was considered a very rare event, yet it happened, and the person lost all their work because they didn't back up. Regarding your points: 1) Depends which (if any) control panel software you use. cPanel is good - Plesk less so. 2) True, but it's still a time-consuming process if you've got a lot of stuff. And time is the thing that puts people off backing up.