Hello and thank you for your help. On 23rd October 2019 I travelled from Canary Wharf underground to Stratford where I changed from the Jubilee Line to Greater Anglia overground to Chelmsford, my final destination. As I didn't pass a ticket machine I didn't purchase a ticket to travel. Upon arrival at Chelsmford station I approached a member of staff to purchase the ticket, as it was never my intention to travel without paying the fare. I was told that, as I had no ticket I would have to pay a penalty fare. I was unhappy with this and I had a protracted but polite conversation with member of staff but eventually gave debit card details for the fare. The penalty fare was to be £28.40 and £14.20 was charged to my card, the balance to be paid within 21 days. I did not pay the balance and I made no appeal within this time. I subsequently received from IRCAS a demand for £49.20 - £14.20 plus £35 admin fee. I completed an online form to IRCAS as the £35 add-on seems ridiculous and punitive. An email exchange took place whereupon IRCAS maintain the Admin fees are fully justifiable. I did not pay at this time. I have subsequently received a "Notice of Intended Prosecution" and an amount owing of some £84. I have already paid the fare. I would have paid the additional £14.20 penalty fare and offered IRCAS this in the email exchange. IRCAS refused to accept this. I still will pay the £14.20 but grudgingly. Will a prosecution follow? What would the recommended course of action be? Thanks for your thoughts.