Oyster PAYG & 16-25 Railcard...

Discussion in 'Fares Advice & Policy' started by miss_stoat, 29 May 2015.

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  1. miss_stoat

    miss_stoat Member

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    Hi All

    I wonder if you can help me again with a fare query for one of my colleagues.

    My colleague recently moved near to Broxbourne and she commutes every weekday from Broxbourne to Liverpool St. For this she pays the £15.70 Anytime return fare daily through her Oyster PAYG.

    She sometimes spend a day or two in the week staying with her BF.

    She has looked at getting a season but, bizarrely, it's not cost effective for her (a 7 day season is £87-odd but her 5 day commute costs £78-odd at the most, same applies to the monthly - she is never likely to use the train to do this route at a weekend or anything) and she likes the flexibility that PAYG affords her.

    Now, to my question. She is only 22, so, am I right in saying that she can purchase a 16-25 Railcard, get it loaded onto her Oyster and as the min spend between 04:30 and 10:00 is £12.00 it will bring her daily fare down from £15.70 to £12.00 and that she can save cash this way? or am I way off as I think I read somewhere that the 16-25 railcard on Oyster will only apply a discount to LU and DLR services?

    Thanks in advance :)
     
  2. cool110

    cool110 Member

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    Oyster treats all railcards (except disabled) the same so the £12 minimum before 10:00 is ignored, however peak fares and anytime caps remain at the adult rate. In this case paper tickets are cheaper than oyster.
     
  3. miss_stoat

    miss_stoat Member

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    So, sorry, if this sounds a bit dim, she could get a 16-25 Railcard and get her fares for £12.00 return daily but she'd have to go to the ticket window each day to do so?
     
  4. dzug2

    dzug2 Member

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    From TfL website:

    If you buy a 16-25 Railcard, you can set the discount concession on a standard adult Oyster card or an 18+ Student Oyster photocard to get a 1/3 discount on:
    •Off-peak pay as you go fares
    •Daily caps for off-peak travel


    From that I would think that savings are on off peak travel only, so would only apply to the return leg from Liverpool Street. She should already be getting that reduction but with the 16-25 card it would be bigger.

    The TfL farefinder is giving Oyster fares of:

    £7.60 peak £5.50 off peak no railcard

    £7.60 peak £3.65 off peak with the railcard
     
    Last edited: 29 May 2015
  5. cool110

    cool110 Member

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    Yes, the anytime return with a railcard is £10.35 which then goes up to the £12 minimum. She could buy them in blocks by asking for them to be post-dated.

    It's more complicated than that as peak fares are charged in the evening peak (16.00-19.00) but they count towards the off-peak cap.
     
    Last edited: 29 May 2015
  6. miss_stoat

    miss_stoat Member

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    I am a little confused by this as I read this on the 16-25 Railcard website:

    Get 1/3 off Standard Anytime, Off-Peak, Standard Advanced and First Class Advanced fares

    And:

    A £12 minimum fare applies for journeys starting between 4.30am-10am Monday to Friday excluding Advance Fares. This minimum fare does not apply on Public Holidays or throughout July and August.

    Or am I interpreting this incorrectly?
     
  7. cool110

    cool110 Member

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    The discount on anytime fares and £12 minimum only applies to paper tickets not oyster.
     
    Last edited: 29 May 2015
  8. miss_stoat

    miss_stoat Member

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    Understood, thank you :)

    Wish fares weren't so complicated :( I myself own 3 different railcards in an attempt to lower my own leisure travelling costs (unlike my colleague, I go everywhere by train)
     
  9. dzug2

    dzug2 Member

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    That may be the case - but TfL say otherwise. Very specifically peak 0630 to 0930 Mon - Fri off peak all other times.

    Are they peddling misinformation?
     
  10. Ralph Ayres

    Ralph Ayres Member

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    A 7 day season to Liverpool Street is only £64.90, somewhat less than payg. The higher price (£87.40) is for a Travelcard, which would give her more travel than she needs.
     
  11. cool110

    cool110 Member

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    No, another complication is that the evening peak does not apply to journeys into zone 1. Put the stations in the other way around and it shows the evening peak.
     
  12. miss_stoat

    miss_stoat Member

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    Well, I'll be! I just went back to the season ticket calculator on the AGA website http://www.abelliogreateranglia.co.uk/tickets-fares/season-tickets/season-ticket-calculatorbecause that's where I got my figures from and when you enter BXB to LST> show all options it lands on the BXB to Z1-6 (£87-odd for a 7 day) season fares and you have to scroll back up the page to get the straight BXB to LST season fares.

    Clearly, I need to be a little more aware of where I am on the page
     
  13. kieron

    kieron Established Member

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    To put some figures into it:

    A day return between Broxbourne and London with a 16-25 railcard is £12 most of the year, and £10.35 in July and August.

    A week season ticket is £64.90, so is dearer than day tickets.

    A 33 day season ticket (1 month 3 days here) starting on Monday would cost £274.60.
    Day tickets for the 25 working days over that period would cost £294.45. 2 days during the month where your colleague doesn't go to Broxbourne would negate the saving.

    If she uses Greater Anglia trains to get to her partner's place, a season ticket may be useful then, but not otherwise. To make things simpler, I've assumed that she doesn't below.

    A 33 day ticket (1 month 2 days) starting on 6th July would cost £266.10. This is a bit more than the £258.75 25 day returns to London would cost with a railcard.

    An annual ticket would cost £2596. Assuming a return ticket costs £11.725 on average (10 months at £12, 2 at £10.35), your colleague would need to travel between Broxbourne and London 221 out of the 254 working days a year (excluding weekends and bank holidays) for it to be cheaper than day returns.

    In summary, a season ticket probably isn't useful in your colleague's situation.
     
  14. miss_stoat

    miss_stoat Member

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    No, she uses LU to get to her partners - another reason she likes PAYG

    That was my deduction too...but I felt that a 16-25 Railcard would be beneficial for her, despite not using trains for leisure travel.

    I have given her all the information, now it's up to her :)

    Thanks all
     
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