I have an annual season ticket on South Western Railway which I shortly want to renew. I have two questions about it. 1. The credit limit of my credit card is less than the cost of the ticket. Is it possible to split the payment so I use two forms of payment? I.e. One credit and one debit card. Two credit cards. One credit card and the rest cash? 2. My ticket is a smart card bundled with both my return ticket and a london travel card. Can I still renew at a ticket office or does it have to be online? Will this affect the above question 1? I also want to make use of the discount that will likely be in effect due to performance levels being under the charter requirements. Currently this is at 5% discount on my route due to punctuality not being good enough.