From my days as a debt collector based on the information supplied it’s definitely statute barred under the limitation act.
There are plenty of Letter templates online to send them surrounding the limitation act. Martin Lewis’ website is where most people download from.
Being time barred means they can’t enforce the debt through CCJ etc but they can still chase you through letter and phone (within limits imposed in law for debt collecting)
There are plenty of Letter templates online to send them surrounding the limitation act. Martin Lewis’ website is where most people download from.
Being time barred means they can’t enforce the debt through CCJ etc but they can still chase you through letter and phone (within limits imposed in law for debt collecting)