Are you using contactless? The system takes a few days to figure out exactly what’s due from you before taking any money.I have noticed that TFL take days on end to take payment from my debit card when I use a bus or train in the London area, however, if I buy a ticket from Trainline the payment is taken instantly, is there a reason for that?
That's certainly not my experience using contactless in London. They usually request funds around 2am the following day. This shows up on my online banking as a pending transaction that day and confirmed the next day. If your bank doesn't show pending transactions and possibly takes longer to process them then you may not see things for a few days. Weekends don't count in the processing time either.Yes, I have recently used contactless on bus 149, 313 and 191, also train from Enfield Lock to Liverpool Street, took five days to take the fares.
Is a (possibly higher?) set amount pre-authorised straightaway and so deducted from your "available" bank balance before the actual debit transaction amount is subsequently processed?