Good afternoon. Off to that there London this weekend and again 2 weeks later. I was thinking of getting a PAYG Oyster and adding my Veterans Railcard, but seeing as you now cant get the £5 deposit back (other than in credit which I think has to be used within the 6 months of it being credited back to your account after 12 months), I was wondering if its worth it, as I am unlikely to return for at least 12 months. You go to the City thinking you would be on/off the Tube a lot, but in reality its often quicker just to walk and I am unsure I would reach the cap. Anyone got any thoughts or experience? Thanks in advance.