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Stagecoach Cashless Trial - Illegal?

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philthetube

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Cashless buses, great idea,

No drivers mugged for cash on bus, walking round towns on meal breaks with bags of money, no risk of drivers making a mistake and having to find the cash for their own pockets, no chance of drivers fiddling and probably loads of other benefits which I cannot currently think of.
 
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Sun Chariot

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Ar the risk of duplicating the "cash versus cashless" debate covered in the below thread, perhaps we can keep this one aligned with the OP's stance - that "cashless only" transport is detrimental to those with a disability or impairment. Many thanks.
 
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DaveHarries

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I have no objection to cashless public transport services, We’re years behind the rest of Europe in this regard.

London - Cashless
Guernsey - Cashless
Berlin - Cashless
Amsterdam - Cashless
Rotterdam - Cashless
Valencia - Cashless
Slovenia - Cashless (Arriva)
Thanks for the info - worth knowing: I prefer metro systems anyway if one is available. Besides, cash is still legal tender so I sometimes wonder if this is merely down to an unwillingness among operators to handle what is legal tender. I believe in France there is a rule that you cannot refuse cash for a transaction and you can be fined if you do: that is a rule to which I would have no objection.

Dave
 

stadler

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Unfortunately, Stagecoach have decided to run a cashless trial for adult single tickets on some of their buses in Kent. https://www.facebook.com/photo/?fbid=10162980981610891&set=g.1509891715859513 .

This is a disgrace.

It's unfriendly to those with certain disabilities, both mental and physical.

I was under the impression that all bus services needed to accept cash payments for tickets in order for them to be deemed a public service vehicle, as accepting cash means a service is open to any person of the public and not exclusively to those who have signed up to an organisation .e.g. a bank.

It's abhorrent.

Is there any way that the legalities of this can be challenged?
It is an awful policy. Especially in that area where people without contactless cards have no alternatives. It is not like it is London with the Oyster card available everywhere.

It was discussed in this thread recently:


The thing that is odd about this trial is that it is only for Single tickets. You will not be able to pay cash for Single tickets. But they will still accept cash for all other tickets such as a Dayrider ticket or a Discovery ticket etc. So the buses are still taking cash but only for more expensive ticket types. So if a person only has cash then they will be forced to pay over triple the price of a Single ticket for a Day ticket. The cost of a Single is £3.00 where as it costs £9.50 for a Dayrider ticket or £10.00 for a Discovery ticket. So they are basically punishing people without a contactless card.

Unfortunately it is not even unique to them as we have six other cashless operators:

• BM Coaches (Gatwick Hotel Bus) (GH1 GH2)
• Ember (E1 E3 E3X E10)
• First Bristol (routes M1 M2 M3 M3X M4 U1 U2 only)
• Guernsey Buses (all bus routes)
• London Buses (all TFL routes)
• United Minibuses (Gatwick Hotel Bus) (HB1)

Sadly it seems to be expanding and more and more businesses are going cash only.

The issue is that buses are an essential service so should especially take cash. I believe every business should take cash but a cafe or restaurant is less of an issue as it is not essential. But a bus is essential. It is a small amount but there are people without bank accounts for various reasons. We should not forget about such people.

I have no objection to cashless public transport services, We’re years behind the rest of Europe in this regard.

London - Cashless
Guernsey - Cashless
Berlin - Cashless
Amsterdam - Cashless
Rotterdam - Cashless
Valencia - Cashless
Slovenia - Cashless (Arriva)
Just because other places do it does not make it a good idea. Lots of places have poor public transport ticketing decisions. I would not say we are behind as such if it means that taking public transport is easier. Using buses for a cash user in somewhere like Sweden or Netherlands is a nightmare.

Try getting on a Dublin Bus without cash though.
Dublin is awful. At least they take cash but exact fare in coins only. No banknotes accepted. No return tickets. No day rover tickets. So you buy a ticket each time you board with coins only. Plus they do not even publicise faretables online so you have no idea whether your journey is the cheaper short hop single or the more expensive long hop single. It is still better than going cashless but is very annoying.

I'm still unclear what discriminatory angle your post is about, @Discuss223
The DWP only pays a person's disability benefit (e.g. PIP) into a recipient's bank account.
How else do you think a person will receive and access their money?

Someone with a disability too severe for them to have a bank account in their own name is, I suggest, unlikely to be making use of public transport on their own.
All types of benefits (whether that is PIP or ESA or DLA or Universal Credit etc) are paid in cash if people do not have a bank account. They have the Payment Exception Service which allows you to pick up your cash at any Post Office or at a Pay Point or Pay Zone store. So there certainly are disabled people and others on benefits without bank accounts.

Indeed I believe all benefits (child benefit, pensions, unemployment, etc.) are now only paid into a bank account, and virtually all landlords won't take cash for rent either. This is why lack of banking facilities is such a major problem.

That, and a reasonable part of the pro-cash movement is trying to provide legitimate cover for tax evasion. If you want to try and hide your income, that's between you and HMRC, but there's no reason to compel businesses to facilitate it - or to hide behind disabilities.
All types of benefits (whether that is PIP or ESA or DLA or Universal Credit etc) are paid in cash if people do not have a bank account. They have the Payment Exception Service which allows you to pick up your cash at any Post Office or at a Pay Point or Pay Zone store. So there certainly are disabled people and others on benefits without bank accounts.

Very good reasons for it.

There were a significant number of vicious attacks on drivers to steal what cash they had - it become a serious employee safety issue.
I find that a weak argument. If the notes go in the vault like coins do (which is what the few exact fare operators in the UK do) then stealing it is almost impossible. Using a few instances of crime to justify inconveniencing passengers is very poor. I am sure shop workers in Dublin are just as likely to get attacked and have their cash stolen but you do not see cash vaults and coins only policies in Dublin convenience shops. The buses in London always gave change and accepted notes and drivers handled money until 2014 and i would imagine the crime rate there is the same or worse than what Dublin has.

Cashless buses, great idea,

No drivers mugged for cash on bus, walking round towns on meal breaks with bags of money, no risk of drivers making a mistake and having to find the cash for their own pockets, no chance of drivers fiddling and probably loads of other benefits which I cannot currently think of.
The same arguments could be said for shops or any business but most still take cash. You could use the same argument for convenience shops as they handle lots of cash. All sorts of crimes happen. Just because there is a small risk of cash getting stolen should not be justification to go cashless. I spent many years on and off working as a bus driver at multiple different operators in Surrey and Sussex and can not recall ever hearing of any incident of drivers at our companies being mugged and cash gettting stolen. It does happen but it is clearly very rare.
 

Sun Chariot

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All types of benefits (whether that is PIP or ESA or DLA or Universal Credit etc) are paid in cash if people do not have a bank account. They have the Payment Exception Service which allows you to pick up your cash at any Post Office or at a Pay Point or Pay Zone store. So there certainly are disabled people and others on benefits without bank accounts.
Indeed there are.
Let's frame this within the context of the OP's statement "It's unfriendly to those with certain disabilities, both mental and physical".

P
ost #2's example is my son, who does not understand the value of money, has limited ability with public transport and struggles to hold coins. He has friends with physical and cognitive impairments, none of whom would choose travel options lacking cashless facility. My son and friends could not cope with DWP's Payment Exception Service process.

I do not know the reason why Tuula Pile (post #1's link) had explicitly needed to pay by cash;
@Discuss223 perhaps you can shed more light on that? I don’t have a Facebook account, so I cannot read her comments you linked in your post #1
Her use of Facebook to vent her displeasure, suggests she is comfortable with a digitally-enabled service; so perhaps she is also comfortable with app or online banking and cashless payments.

I have no FOI statistic for how many people receive disability benefits via cash; but - in my view - they will be in the minority versus that paid directly into bank accounts.
 
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Falcon1200

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Cashless buses, great idea,

For the bus operators and their staff, certainly - Maybe not so much for the passenger.

I personally have no objection to contactless travel, but the options available should surely be determined by customer demand, not operator convenience. Having said that, clearly the bird has long since flown for the services listed above, but I do wonder how TfL can get away with the huge difference in fares paid by different means; For example, yesterday for a 10 minute trip on the Bakerloo line (complete with knackered trains and escalators), £2.90 contactless, £7.00 cash!
 

noddingdonkey

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Thanks for the info - worth knowing: I prefer metro systems anyway if one is available. Besides, cash is still legal tender so I sometimes wonder if this is merely down to an unwillingness among operators to handle what is legal tender.
Ah - I think you may be under a common misconception of what legal tender means. It means that it is acceptable by courts to settle a debt.

What businesses choose to accept is their own choice.
 

Discuss223

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Indeed there are.
Let's frame this within the context of the OP's statement "It's unfriendly to those with certain disabilities, both mental and physical".

P
ost #2's example is my son, who does not understand the value of money, has limited ability with public transport and struggles to hold coins. He has friends with physical and cognitive impairments, none of whom would choose travel options lacking cashless facility. My son and friends could not cope with DWP's Payment Exception Service process.

I do not know the reason why Tuula Pile (post #1's link) had explicitly needed to pay by cash;
@Discuss223 perhaps you can shed more light on that? I don’t have a Facebook account, so I cannot read her comments you linked in your post #1
Her use of Facebook to vent her displeasure, suggests she is comfortable with a digitally-enabled service; so perhaps she is also comfortable with app or online banking and cashless payments.

I have no FOI statistic for how many people receive disability benefits via cash; but - in my view - they will be in the minority versus that paid directly into bank accounts.
As you have asked twice now, I will respond.

Someone with mental difficulties may struggle to budget and their carers may have given them a cash allowance per day to ensure that they don't get in to debt.

Some bank cards don't have contactless payments enabled and the contactless part of the card can often stop working if the chip becomes damaged.

Some people are unable to use virtual bank card apps on their mobile phone, due to many reasons but including being dyscalculic or finding the process overwhelming (autism).

Your son and friends do not represent all disabled people or all of society.


------------------------------------------------------------------------------------------------------------------------------------

Buses are public service vehicles.

Can it be said that they truly are that if to use them you must be a member of an organisation e.g. bank or building society?

The Royal Mint prints cash for us to use as a national tender, as has been the case for many years.

Replacing actual cash with virtual cash seems ludicrous to me.
 

renegademaster

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Im guessing the scenario where it would disadvantage a disabled person, would be a situation where someone is not mentally able to set up a bank account, does not have a career or someone they can trust to set one up for them, or their caregiver feels if they had bank account, they would be too vulnerable, someone would steal the card and run wild with it, but feels they are able to be trusted with small amounts of money, knows what a £1 coin is and knows how to count to 3. Yes, said person probably has a freedom pass but they can't be used in the morning peak.
 

Sun Chariot

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Thanks @Discuss223 Did Tuula Pile, the lady who vented via Facebook, say why she needed to use cash on Stagecoach's Kent buses? I can't see what she posted onto Facebook.

I absolutely agree with you - a person of mental impairment requiring them to need a carer and a daily bus-fare "budget" given to them, might also struggle with keeping a cashless payment card on them securely.
Although, my son's case, we found that he couldn't remember which coins to use, so he got back off the bus and rang us in tears, until we drove to find him & collect him at the roadside.

I can also relate to how frustrating it is when my contactless chip doesn’t activate on my bank cards. I presume that's one reason why Stagecoach's Kent trial is exactly that - a trial - to understand the effect of a non-cash model on its customers who purchase Adult Single fares.

I sense that Facebook poster Tuula Pile has normal cognitive ability, from her wording. I am still unclear how, based on her Facebook post, Stagecoach's Kent bus Adult Single cashless trial is - in your own words - "abhorrent" and "a disgrace"?
 
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renegademaster

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I sense that Facebook poster Tuula Pile has normal cognitive ability, from her wording. I am still unclear how, based on her Facebook post, Stagecoach's Kent bus Adult Single cashless trial is "abhorrent" and "a disgrace"?
While i wouldn't use those exact words, i find it very unfair on her to bring up her being mentally able herself, as if that leaves her incapable of emphasising with people less able than her and their situation.

You don't need to be blind to think service dogs should be allowed on trains.
 

Wolfie

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Unfortunately, Stagecoach have decided to run a cashless trial for adult single tickets on some of their buses in Kent. https://www.facebook.com/photo/?fbid=10162980981610891&set=g.1509891715859513 .

This is a disgrace.

It's unfriendly to those with certain disabilities, both mental and physical.

I was under the impression that all bus services needed to accept cash payments for tickets in order for them to be deemed a public service vehicle, as accepting cash means a service is open to any person of the public and not exclusively to those who have signed up to an organisation .e.g. a bank.

It's abhorrent.

Is there any way that the legalities of this can be challenged?
Since London buses have been cashless for years methinks not.

Surely if your disability was so severe that you were unable to manage a bank account or contactless card, you’d have a free disabled bus pass which would make your whole argument void. Plenty of business are now cash only as it reduces overheads and is safer by reducing the risk of theft.
Absolutely.
 

Bletchleyite

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As you have asked twice now, I will respond.

Someone with mental difficulties may struggle to budget and their carers may have given them a cash allowance per day to ensure that they don't get in to debt.

They could be given a pre-paid debit card for the day instead.

Some bank cards don't have contactless payments enabled

Enable them then. Bus operators don't have to provide for passengers' poor choices.

and the contactless part of the card can often stop working if the chip becomes damaged.

Get a new card then.

Some people are unable to use virtual bank card apps on their mobile phone, due to many reasons but including being dyscalculic or finding the process overwhelming (autism).

You can use a physical card so this is not necessary.

Your son and friends do not represent all disabled people or all of society.

It doesn't seem to be a problem in London. Yes, there's Oyster, but you can replace Oyster with something like a GoHenry prepaid card.
 

TheGrandWazoo

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Let’s face it. It is demonstrably not illegal or it would’ve been challenged in London. This against a backdrop where First was successfully challenged regarding wheelchair spaces access. Were there to be a realistic legal challenge, we’d have seen it by now. The fact that various disability groups haven’t also made a big issue of this is somewhat telling.
 

Wolfie

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Thank you @Wolfie and @Bletchleyite :)
The one caveat is timing of bus travel. Our county's disability bus passes are now only valid for travel from 9:30am
Sadly due to financial constraints councils are increasingly doing only what they are legally obliged to. Anything discretionary is slowly being dropped.
 

AlterEgo

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While i wouldn't use those exact words, i find it very unfair on her to bring up her being mentally able herself, as if that leaves her incapable of emphasising with people less able than her and their situation.
Forgive me but I can't see that that is what she is doing with her post in the OP? She's only saying she wants to use cash and is not talking about anyone else or empathisisng with them.
 

cactustwirly

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I use the bus once a week, not super regular. But a decent amount

I have only seen people using cash a handful of times, maybe once.
It's exact fare only so you need to have £2.60 in coins. Who actually has that?

All passengers use contactless or mobile tickets, it's a double decker running every 15 minutes so not exactly a quiet route either

It's really not an issue
 

RHolmes

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Thanks for the info - worth knowing: I prefer metro systems anyway if one is available. Besides, cash is still legal tender so I sometimes wonder if this is merely down to an unwillingness among operators to handle what is legal tender.

Dave

It’s more that the bulk of transactions will be either by contactless payment or mobile.

Cash handling is also more expensive than paying card merchants and requires much more time and administrative hours to process
 

Bletchleyite

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Cash handling is also more expensive than paying card merchants and requires much more time and administrative hours to process

Disregarding the high cost of cash processing is something I find quite common but also quite bizarre. Card transactions typically incur a fee, but to process cash you have to physically count and transport it, usually paying someone to do so.

I suppose the issue is that if you take ANY cash you still mostly incur the same costs, hence the pressure to get rid of it.

Small businesses probably do it themselves and don't pay themselves for every single hour (as salaried workers generally don't) so I guess that's one reason why for them it seems to be the "free" option. Though often the other benefit is playing a bit loose with taxes - obviously the likes of Stagecoach wouldn't be doing that, though.
 

renegademaster

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Keeping cash avaliable for a small minority of people who don't have a bank account for whatever reason is probably cheaper than keeping ticket offices staffed for a small minority who can't use TVMs
 

185

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If a bus company chooses to refuse cash, that is their choice - financially, no cash handling is a substantial saving - and it should be quicker loading the passengers on, however one good example is a foreign bus firm where the drivers lost patience with the machines declining cards in a number of villages in their steep valleys. The drivers were being investigated by the managers for just allowing passengers on when the card declined and an unholy war broke out in the depot (they get a bit animated do our Spanish friends) leading the bosses to return to cash acceptance.

If the infrastructure works, then fine. If the machines go offline, there should be something clear to alert the driver and a simple understanding to discreetly wave the punters on. After all, the substantial state & public subsidies bus companies receive from our general taxation for providing a service means they must provide a service accessible to all - ie no-one turned away if the company's kit fails.
 

MCR247

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Buses are public service vehicles.

Can it be said that they truly are that if to use them you must be a member of an organisation e.g. bank or building society?

The Royal Mint prints cash for us to use as a national tender, as has been the case for many years.

Replacing actual cash with virtual cash seems ludicrous to me.
This I think is the crux of the problem. In terms of licensing maybe that’s how they’re described, but at the end of the day buses are operated by private companies under no obligation to look after interests other than their own. I get the impression that you wouldn’t mind so much if it was say Ladbrokes going cashless because no one needs to bet in the same way that they need to get a bus, and I understand why, but on paper there’s no difference.

If it wanted to, the government could do something about this so that bus services operated by private companies have to accept cash, but they prefer not to regulate businesses where they can avoid it.
 

JKP

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I use the bus once a week, not super regular. But a decent amount

I have only seen people using cash a handful of times, maybe once.
It's exact fare only so you need to have £2.60 in coins. Who actually has that?

All passengers use contactless or mobile tickets, it's a double decker running every 15 minutes so not exactly a quiet route either

It's really not an issue
I agree. Living in Scotland where over 60s, disabled people and under 22s have no restriction on their concessionary cards, it is rare to see a cash fare being paid. Many adults either pay by contactless or have downloaded the company’s app. In Edinburgh where the adult exact fare is now £2.20, you only perhaps hear the cash vault accepting a couple of cash fares in half an hour on a busy double deck route.
 

Sun Chariot

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Thanks to all on this thread who countered with a balanced reasoning about Stagecoach's cashless trial.

I don’t have a Facebook account - I can't see the information linked in the OP's first post.
Can any of you see Tuula Pile's post - quoted by the OP - on Facebook; and have others replied with suggestions similar to what we see on this forum's thread?
 

peterblue

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The amount of people who don't have a bank card and are not eligible for a disabled/elderly bus pass must be in single digits. It's a good idea, from a business perspective as it minimizes driver assault, theft, and the logistical annoyances of carrying around a cash float on every bus. Those without a bank account should move into the 21st century. And if someone really wanted to, I'm sure there would be a way to buy a weekly, carnet, or some other kind of ticket at a bus station/depot should someone really need to do that.
 

Bletchleyite

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The amount of people who don't have a bank card and are not eligible for a disabled/elderly bus pass must be in single digits. It's a good idea, from a business perspective as it minimizes driver assault, theft, and the logistical annoyances of carrying around a cash float on every bus. Those without a bank account should move into the 21st century.

Replied on the other thread as this is moving away from Stagecoach specifically.


(I wonder if mods should perhaps merge the threads as they cover very similar topics)
 

peterblue

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If they move to tap on tap off, you also get a speed-up and thus reduced peak vehicle requirement.

To deal with those few, it would be good to do a deal with a prepaid card company to offer a public transport branded prepaid Mastercard or Visa card loadable at post offices and PayPoints/PayZones (which would basically mean near enough every convenience store in the country) using cash. This would replace Oyster but without all the complexity of Stagecoach needing to manage its own card scheme (or the need to have different cards for different operators). This makes it easier for the disabled people and kids being discussed, too - the carer would just load plenty onto the card for the likely journeys they would make and so they don't need to worry about what they are spending or find correct change, just tap on and off each time.

It appears that Cape Town's MyCiti network has sort of gone down this line - their smart card is a contactless Mastercard.

Even so, I would assume the amount of children travelling solo must be very low. You can open a bank account and get a debit card at about 12-13 these days.

Anyone younger than that will likely have a prepaid school bus ticket, or be travelling with a parent/guardian who will pay with his/her contactless card.
 
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