I agree it makes more sense to have them all as fives, other than on intensive suburban workings and some exceptions like Thameslink longer fixed formation units can be difficult to accomodate on the existing network. Having to split the 10 cars to fit in Ilford depot for maintenance was always going to cause problems and the routes where 10 cars working all day was going to be limited. And the cost saving of fewer cabs needs to be offset againt the cost of extending (some) platforms and sidings designed for multiples of 4 x 20m and rebuilding of places like Hertford East, Wickford down side.
There's no doubt that the 720 fleet procured for a world of ever increasing peak demand, (that may have gone forever in a post COVID world), may in hindsight look to now not be the best layout for growing the business in the off peak and weekends, where lower seating densities, tables, more luggage room etc...may be more desirable? Time will tell and 35-40 years is a long time in the life of a train.