I just hope that all the current offers for people aged 60+, including the Senior Railcard, will not have their lower age validity raised to 65 or even 66 in the next few years.
I've recently taken early retirement after 36 years teaching, and although I've retired, being still only 58 I cannot currently make use of any of these for another 18 months when I am 60. I get my Teacher's Pension (reduced for finishing early), but will not get my state pension or my bus pass until I am 66. Living in a relatively rural area, currently, when I travel on buses, especially midweek, during the middle of the day, I often feel that I am the only person on the bus actually paying the full fare or indeed paying at all!
To make me feel better about this I keep reminding myself how fortunate I am to be able to retire at 58. I suppose if I can afford to retire at 58, I can also afford to pay full price for my train and bus fares! Although a railcard when I reach 60 will be nice.