Advance fares are limited in availability and if you end up not travelling on the train the TOC would be denied the full revenue you committed to them when you paid for the ticket if you could get a refund or use it towards the cost of another ticket. If all the advance fares for a train are sold then the TOC will expect the full revenue from them, someone not travelling will leave a seat unoccupied. If you hadn't booked this seat and then ended up not travelling, someone else that actually would have travelled could have booked it. By not allowing refunds this prevents any revenue loss from unoccupied seats. Personally I don't like this system but the fact is the railways are a profit making business so preventing any loss of revenue can be expected.The long and the short of this is that there's no "right" answer and different people have differing opinions. And I stand by mine, that the current terms for AP fares aren't appropriate.
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