According to the FGW website you apparantly only pay if you travel to destination. Other TOCs LM/FCC/SWT for example operate differently You are assuming that there was no reason for its withdrawal. AS others have said there is more to this story than we have the facts to. As far as Contractual Obligations are concerned they work both ways. Break YOUR Contractrual obligations and all bets are off so to speak. You agree to this when you get your Railcard and when you travel.