Shocked by how many people admit to their inadequacies as drivers (I can't do 20mph)
I'll happily poodle along at 95 down an empty motorway, soon as I hit a town though it's down to third and about 27-28, and off main roads even when it's a 30 it's down to 22-23mph. I don't want people driving past my front garden at 30mph, so why would I think it's ok to drive past theirs at that speed?
From my speed awareness course it seems almost everyone caught is caught in a 30mph zone. Shows a worrying lack of awareness or concern for vulnerable road users.
I would put myself broadly in your camp, although 85 rather than 95, though it's mostly academic as I don't stray too far from motorway-less Cornwall for months at a time. I did once receive 3 points for going at 35 in a 30 mph zone, although in mitigation the speed limit on the bit of dual carriageway on which I was caught had been reduced from 40 mph the previous month, with no warning signs to this effect!
I can truthfully say that my life was probably saved by a high-heeled shoe! A long time ago on a Saturday I was returning from a shopping trip on foot with my wife, we were nearing home, and one of my wife's heels broke. As we stopped for her to effect a repair, a car came careering down our road ( a side road, with cars parked on both sides) at, I later estimated,55 mph in a 30 zone, didn't make the slight bend and crashed into a parked car before crossing the pavement, demolishing a neighbour's brick wall and embedding itself in the house. It's a long story, the driver was never prosecuted for the reason that the police never turned up and, in the end, the ambulance crew that had turned up and didn't want to go before the police arrived had to leave - the driver, obviously disabled by drink or drugs or both, had a few cuts, but the neighbour, a taxi driver, his mate and myself hung on to the driver for as long as possible before admitting defeat and letting him stagger off.