The OP has done nothing wrong, I hope you are not suggesting he has?
However if you are suggesting that the Rail industry is wrong for making the minimum connection time 43 minutes, you could take that up with ATOC. However I do have to question whether it really needs to be longer than that?! If you make the connection times too long, people will be more likely to ditch the train and use other mods as end-to-end journey times become too long.
So you accept the OP did nothing wrong; so what's the purpose of this post?
This is getting daft. The journey was a rail journey. If the journey was rail and plane, then more time would need to be allowed to interchange between modes, as we do not have a system that recognises a rail + air journey as one journey, so the OP would not be covered in the event. This is going way off topic and is of no relevance to the OPs scenario.
The OP took no "risks" other than the risk you always take when travelling by train (or any other mode of transport) which is that there is a chance of delay.
The OP did not need flexibility, so why suggest it? What benefit would "a higher fare" (what fare?) have brought to the OP in this case?
Agreed.
I am not suggesting that the OP did anything wrong, merely in my opinion he was foolish to allow such a short connection time at that time of night to take his last train home IF he didn't want to be rerouted throughout the night on numerous trains or wait until the first train this morning.
One of the reasons that I say this is take your typical cause of delays, signalling problems, trespass, passenger taken ill. Whilst these can vary you would expect to be held up from a few mins to 20-30 mins. Add these times to the 43 minutes allowed to undertake this journey with a 45 minute wait you are going to come unstuck.
Another reason for taking risks as it has been clearly demonstrated here that you have no guarantee that a TOC would look after you when they should. In this scenario what can you do if they don't? Nothing but take what offered or bite the bullet and pay for your own additional care costs in the hope that you get it back or take legal action to recover it. I'd much rather not have the hassle of that.
By having a more flexible ticket, could, personal circumstances permitting of course, allowed the OP to travel on an earlier train to London allowing for a longer connection time.
My analogy of a flight was maybe too generic for some people. I guess different people should determine what factors would make it more important and more critical to get that train, have to be at work, and if you didnt were docked money, wanted to spend a night in your own bed etc etc. If it is THAT important to you you when you know you CANT rely on a TOC to come good when things go wrong you should allow more time to connect.
The TFL website is definitely showing different frequencies of trains and at different times of the day. I don't know however if this is as a result of new timetables on this route wef 11 Dec 2011. At weekends of course you also get engineering on some tube lines, not sure if the journey planner would factor in the specifics of the tube engineering work but in most cases this would mean adding longer to your travel from one station to another.
My comments were made based on the assumption that people want to pay as least as possible for their travel to the degree of flexibility that their personal circumstances dictate. Some people are willing to pay more/allow more time for greater comfort. Thats no more daft that someones retort oh I allowed more time than your 43 minutes because I allowed 45... that is a fact.. Anybody using an ounce of common sense would surely not be so naive to say add a minute or two to their journey where it is suggested to allow more time would be fine with that.
I am interpreting that the spirit of the suggestion is things can sometimes take longer in the evenings/at weekends and allow a bit more time.